A woman in Singapore wrote to an online media outlet recounting her terrifying experience of being harassed by a loan shark after her Filipino domestic worker failed to pay a debt of S$800 (US$610).

The woman, who remained anonymous, told The New Paper that she had initially ignored a phone call demanding that she clear an S$800 debt as she thought it was a scam.

However, two days later, when she received text messages containing photographs of her house and family members sent from the same man who referred to himself as a moneylender, she panicked and settled the debt later that day.

It turned out that her Filipino maid, who had been working for the family for four years, had recently borrowed money from an unlicensed lender, and named her employer as guarantor without the woman’s knowledge.

Unable to pay the debt and avoiding the loan shark, the maid changed her mobile-phone number, causing the moneylender to approach the guarantor instead.

The victimized woman said she had sent the maid back to the Philippines and reported the case to the police, but as a mother of two, she was still haunted and felt unsafe, as the loan shark had acquired a lot of information about her and her family.

She told The New Paper that she was planning to move out of her current residence.