A 43-year-old Singaporean woman has complained about being harassed by loan sharks after her domestic worker borrowed money she could not pay back.

The woman told a local newspaper how she discovered her domestic worker had borrowed from legal and illegal moneylenders.

At the end of July, the employer found out her domestic worker who had been looking after her elderly mother for four years and six months had also been taking loans from five legal and 12 illegal lenders and owed S$8,000 (US$5,813), The Sunday Times reported.

The employer sent her employee back to her country in August. However, for the past two months, the employer had been getting nuisance calls and threats from loan sharks.

She asked for police assistance, but officers advised her not to settle the debts on behalf of her former worker. No police protection was given to her or her elderly mother.

Because foreigners were borrowing from unlicensed moneylenders, the Singapore government announced on October 4 that foreigners earning less than S$10,000 annually were subjected to a lower aggregate loan cap of S$1,500.

Those who earn between S$10,000 and S$20,000 a year could borrow up to S$3,000 and those who earn at least S$20,000 could borrow six times their monthly income.